MI 529 Advisor Plan

Privacy policy

MAP cares about your privacy

MAP considers your privacy to be a fundamental aspect of its relationship with you, and MAP strives to maintain the confidentiality, integrity and security of your non-public personal information (“Personal Information”). To ensure your privacy, MAP has developed policies that are designed to protect your Personal Information while allowing your needs to be served.

Information MAP may collect

In the course of providing you with products and services, MAP may obtain Personal Information about you, which may come from sources such as account application enrollment and other MAP forms, from other written, electronic, or verbal communications, from account transactions, from a Selling Institution, and/or from information you provide on the MAP website.

You are not required to supply any of the Personal Information that MAP may request. However, failure to do so may result in MAP being unable to open and maintain your Account, or to provide services to you.

How your information is shared

MAP does not disclose your Personal Information to anyone for marketing purposes. MAP discloses your Personal Information only to those service providers, affiliated and non-affiliated, who need the information for everyday business purposes, such as to respond to your inquiries, to perform services, and/or to service and maintain your account. This applies to all of the categories of Personal Information that MAP collects about you. The affiliated and non-affiliated service providers who receive your Personal Information also may use it to process your transactions, provide you with materials (including preparing and mailing prospectuses and reports and gathering shareholder proxies), and provide you with account statements. These service providers provide services to MAP, and under their respective service agreements, they are required to keep your Personal Information confidential and to use it only for providing the contractually required services. MAP’s service providers may not use your Personal Information to market products and services to you except in conformance with applicable laws and regulations. MAP also may provide your Personal Information to your respective Selling Institution, custodian, and/or to your Financial Professional.

In addition, MAP reserves the right to disclose or report Personal Information to non-affiliated third parties, in limited circumstances, where MAP believes in good faith that disclosure is required under law to cooperate with regulators or law enforcement authorities or pursuant to other legal processes, or to protect MAP’s rights or property, including to enforce this Privacy Policy or other agreements with you. Personal Information collected by MAP also may be transferred as part of a corporate sale, restructuring, bankruptcy, or other transfer of assets.

Security of your information

MAP maintains your Personal Information for as long as necessary for legitimate business purposes or otherwise as required by law. In maintaining this information, MAP has implemented appropriate procedures that are designed to restrict access to your Personal Information only to those who need to know that information in order to provide products and/or services to you. In addition, MAP has implemented physical, electronic and procedural safeguards to help protect your Personal Information.

Privacy and the internet

The Personal Information that you provide through the MAP website is handled in the same way asthe Personal Information that you provide by any other means, as described above. This section ofthe Notice gives you additional information about the way in which Personal Information that is obtained online is handled.

• Account Access and Transactions: When you visit the MAP website, you can visit pages that are open to the general public, or log in to protected pages to access information about your account or conduct certain transactions. Access to the secure pages of the MAP website is permitted only after you have created a User ID and Password. The User ID and Password must be supplied each time you want to access your account information online. This information serves to verify your identity. When you enter Personal Information into the MAP website (including your Social Security Number or Taxpayer Identification Number andyour password) to enroll or access your account online, you will log in to secure pages. By using the MAP website, you consent to this Privacy Policy and to the use of your Personal Information in accordance with the practices described in this Policy. If you provide Personal Information to effect transactions on the MAP website, a record of the transactions you haveperformed while on the site is retained by MAP.
• Cookies and Similar Technologies: Cookies are small text files stored in your computer’s hard drive when you visit certain web pages. Cookies and similar technologies help MAP to provide customized services and information. MAP uses these technologies on the MAP website to improve its website and services, including to evaluate the effectiveness of the MAP site and to enhance the site user experience. Because an industry-standard Do-Not- Track protocol is not yet established, the MAP website will continue to operate as described in this Privacy Policy and will not be affected by any Do-Not-Track signals from any browser.

Changes to the privacy policy

MAP may modify this Privacy Policy from time to time to reflect changes in its related practices and procedures, or to the law. If MAP makes changes, it will notify you on the MAP website, and the revised Policy will become effective immediately upon posting to the MAP website. MAP also will provide Account Owners with a copy of MAP’s Privacy Policy annually. MAP encourages you to visit the MAP website periodically to remain up-to-date on the Privacy Policy. You acknowledge thatby using the MAP’s website after changes to this Privacy Policy have been posted, you are agreeing to the terms of the Privacy Policy as modified.